We are used to dual screens in mobile phones and here is LG’s innovation in the form of LG XNOTE R200 that is elegant and extremely stylish in looks. The people who have already purchased these classy looking notebooks are all praise to the creativity of the makers. The 2.5-inch external display provides a lot of entertainment options, which include email, MP3 playback, photo, Vista gadgets, and mini games without even booting windows or flip the notebook. They are working under a slideshow technology that is exclusive for Windows Vista system. 12.1 inch LCD screen of this Xnote is a trend for new casual users of Laptops. Slideshow devices were redeemed with the advent and invent of these creations of LG XNOTE R200.


The laptop is never beatable with the inclusions of 2.2GHz Core 2 Duo. The other special features include 2GB of memory, 128MB of ATI HD 2400 graphics, 802.11a/g/draft-n, and 160GB of disk. They make these gleaming pieces a special mention in the history of laptop innovations. Dual screen is a sensation and they are trend setters nowadays. These notebooks give an edger over the technology with 1 GB of Turbo Memory, and a SuperMulti DVD burner. The LG electronics is proud to have these notebooks with 802.11n-draft WiFI connectivity, triple Hexa-band antenna and three USB ports that make them indispensable for pride.

The Samsung U900 Soul has dimensions of 105 x 49.5 x 12.9 mm. This sleek dimension provide the mobile a very compact shape. The phone is light and weighs only 112 gms. It can work on 3 G networks and can connect the people throughout the globe as it supports GSM networks. The large memory and the excellent battery are what make the phone an incredible device.

The 128 MB memory of the Samsung Soul is sufficient for storing innumerable ringtones, games, software, videos and pictures. These can be downloaded from the internet with ease. The handset’s efficiency increases with its TFT screen that gives 240 x 320 pixels resolution. So, this screen is very effective for playing of games and watching videos. These really entertain people in their leisure time. The other entertainment option includes the music player that can play on formats such as MP3, AAC, eAAC+ and WMA. Its FM radio is great for playing of various types of entertaining programs. This radio brings entertainment in other forms too. A radio jockey may be hosting entertaining programs such as hilarious comedy; the same can be easily heard on the handset. The user can also play games that are high definition ones on this mobile.

A reader made a comment about the loan we have on our truck so I decided to make a post about it. About a year and a half ago, my wife and I bought a 2007 Chevy Tahoe. At the time we needed the extra seating and we did not consider the rising cost of gas prices.

We are paying 528 per month on an 84 month loan at 8.49% Given our debt situation, this probably was not the wisest purchase, but we cannot dwell on what already happened. It is not possible to sell it without taking a big loss. According to Kelley Blue Book, the current Private Party value is $23,435. Our current payoff is $29,383. If we were able to sell it for $23,435, we would be upside down nearly $6000. Given the current gas prices and state of our economy, I doubt we would get $20,000.

Right now, it is just something we have to live with. We also have a 2005 Pontiac Vibe that is paid off. We have been driving that a lot more because of gas prices. We get between 25 and 32 MPG with the vibe and we get between 13 and 18 with the tahoe.

Happy New Year! Now that 2007 is over, it is time to think of the resolutions you want to make for 2008. According to USA.gov, the five most popular New Years resolutions were as follows: 1) lose weight, 2) pay off debt, 3) save money, 4) get a better job, and 5) get fit. Maybe your resolution made the top 5? If your resolution is to save money this year, or you need to save to pay off your debt, one way to save that you might not be aware of is finding savings on your life insurance policy.

There are five basic ways to save on your life insurance policy: (i) shop around and compare multiple quotes; (ii) select the term length that is appropriate for you; (iii) buy only the amount of coverage you need; (iv) check for price breaks; and (v) buy when you’re young.

Shopping Online and Comparing Multiple Quotes
The amount you pay for term life protection depends on the amount and term-length of your policy, your health and age, and the insurance company you select. To find the best price though, make sure to shop and compare quotes from multiple companies. As you will learn, the cost of the same policy can vary by hundreds of dollars among different insurance companies. Just as your needs are always changing, so are term life insurance rates.

Selecting the Appropriate Length of Coverage
Everyone has different life insurance needs; therefore, there isn’t a one size fits all solution when it comes to term life insurance. While it may make sense for people in their 30s and 40s to secure a 20-year term length, a 10-year term might be more appropriate for someone nearing retirement. Individuals who have 30-year mortgages for example, might consider a 30-year term life policy to ensure that the home is protected throughout the life of the loan.

Determining the Right Amount of Coverage
In shopping for term life insurance, many agents may try to sell you more coverage than you need. Understand that the purpose of life insurance is to replace financial loss, and what most people should be looking for is income replacement” for their beneficiaries. Financial planners recommend a policy amount at least equal to 6-10 times your annual gross income.

Checking for Price Breaks: Paying Less for More
Insurance companies are known to offer price breaks at certain coverage amounts (e.g., $500,000 vs. $750,000). Many people can actually pay less money for more coverage. Check how little your prices increase when you when you change your coverage to $250,000, $500,000, or $1,000,000.

Buying When You're Young
While your financial needs may be lower at a younger age, the rates are also substantially cheaper when you're young. The best advice is to lock in as much protection at a young age while your health and prices are still good to avoid paying substantially more when a shorter-term policy expires.

Even if saving money wasn’t your top resolution for 2008, saving money on your life insurance policy is easy enough that you can achieve two New Years resolutions this year.

Doctors Who Don’t Take Insurance: What Does It Mean for Patients?

More and more doctors are fed up with private insurers. It’s not just a question of how stingy they are, but how difficult it is to get reimbursed. Paperwork, phone calls, insurers who play games by deliberately making reimbursement forms difficult to interpret…

Some physicians have just said “no” to insurers.

What does this mean for patients? Business models vary. Some doctors charge by the minute. I recently read about a physician who punches a time-clock when the appointment begins. She has calculated that her time is worth $2 per minute. Fifty-nine minutes = $118. Will you be paying cash, or by charge today?
Somehow, I think the meter would make me nervous. I suspect I might begin talking very quickly. But this is only one model.

Rather than charging by the minute, some doctors charge fee-for-service. In those cases, many physicians mark up their fees well beyond what an insurer would pay. But, they point out, they also spend more time with their patients. No one feels rushed.

A story in a New Jersey newspaper describes how physicians in Northern Jersey have begun following in the footsteps of “elite Manhattan doctors and are withdrawing from all insurance plans.” The article compares fees with and without insurance. On the right, the fees that insurers typically pay for these services; on the left, the fees that Jersey doctors who don’t take insurance charge:

I still carry some vague and hazy memories of my earlier mobile phone handset that got lost on a flight that was bound for London. I had to attend an important official meeting and still wanted to stay connected with my other office colleagues so as to synchronise the work. In a moment of panic, I found myself checking into this lavish Nokia N series outlet. The courteous salesman showed me some of the latest Nokia Phones , that left me in an array of thoughts. The Manager sensing the urgency of my need and my confusion recommended that I should go for the Nokia N83 mobile phone. Placing my faith in the good man’s words I struck that “all-crucial” bargain.

The phone enabled me to exchange important official information with my colleagues with the help of its cellular technologies like the EDGE and GPRS. Also, its v2.0 Bluetooth features and the USB support proved to be of immense help by enabling me to transfer some important files. What’s more its five mega pixels camera allowed me to participate in the Birthday celebrations of my daughter back home as I could easily watch some stunning video footages. All of this became possible with this slider Nokia N83 phone’s wide 2.5 inches TFT colour screen that presents a treat of 16.7 million colours that enables me to enjoy an amazing viewing experience of sharply defined crystal clear images.

The phone enabled me to exchange important official information with my colleagues with the help of its cellular technologies like the EDGE and GPRS. Also, its v2.0 Bluetooth feature and the USB support proved to be of immense help by enabling me to transfer some important files. What’s more its five mega pixels camera allowed me to participate in the Birthday celebrations of my daughter back home as I could easily watch some stunning video footages. This wonderful technological marvel truly helped me strike a balance between my personal and professional life.

Now I have been using this Nokia N83 mobile phone handset for over three months now and I vouch for its world class functionality and classic performance to every prospective customer of mobile phones.